My Account
Will you outlive your retirement income? Are your financial expectations for the coming year realistic?
Our financial newsletters are designed to provide helpful information on a wide variety of financial topics. Simply click on one of the newsletter topics below to read the article in its entirety.
This article features a worksheet to help you estimate the savings you might need to generate your desired retirement income.
Discover the basics of P/E ratios, with an emphasis on analyzing them in the appropriate context for making meaningful comparisons.
Find out how the rules for early-distribution penalty exceptions differ for withdrawals from traditional IRAs and employer-sponsored plans.
Optional riders that add living benefits to annuities might help retirees address two financial risks: outliving their savings and paying for long-term care.
As a small-business owner, do you know the types of coverages that may or may not be included in a standard business owner policy?
Millennials, Gen Xers, and baby boomers face different challenges in pursuing retirement goals. This article offers strategies to help address them.
More than half of 401(k) participants invest in target-date funds, but are they right for everyone? This article provides an overview.
How does a traditional or Roth structure affect your IRA or employer-sponsored retirement plan? And what do their differences mean for older workers?
Tax changes in the 2017 Tax Cuts and Jobs Act affect some investors more than others, with implications that spill into the municipal bond market.
Cyber attacks and loss of data can be devastating, so businesses should be proactive about addressing this risk.
A look at the U.S.-China “skinny” trade deal and the U.S.-Mexico-Canada Agreement, and their potential impact on consumers and the U.S. economy.
Discover how to give a substantial gift to a favorite charity while receiving a flow of income during your lifetime.
See how the Dogs of the Dow, an investing strategy known for chasing dividends and value, can be implemented through a unit investment trust.
Icy winter walkways can lead to injuries and lawsuits. Find out how an umbrella policy can offer higher liability coverage.
The difference between a money-losing business and a hobby matters at tax time. This article presents IRS criteria for making the distinction.
Now that 28% of Americans report being online “almost constantly,” could digital marketing be a cost-effective way to attract new customers?
Farm bankruptcies rose in 2019, despite billions in federal support. This article discusses the effect on rural communities and regional economies.
As web-based retail sales continue to grow, these tips may help ensure a safer online shopping experience.
Being named the executor of an estate can be an honor, but this overview shows why it can also be a difficult and time-consuming job.
Low inflation may seem like good news, but it has a darker side. See which factors might be driving down inflation in the United States.
Discover how qualified charitable distributions work and why they may now be more valuable than taking a tax deduction.
Learn more about Individual Coverage Health Reimbursement Arrangements and how they may help small businesses offer employee health coverage.
This article looks at some of the reasons behind the manufacturing slowdown and what it might mean for the broader U.S. economy.
More than half of retirees surveyed had retirement planning regrets. Explore the three most common mistakes and how to avoid them.
This article explains the changes that Medicare beneficiaries can make during the annual open enrollment period from October 15 to December 7.
Discover why closed-end funds may offer potentially higher income streams than traditional mutual funds holding similar securities.
Do you know how investments are taxed and which strategies can help improve a portfolio’s tax efficiency?
Solo 401(k) plans and SEP IRAs may help small-business owners and the self-employed shelter more income from taxes and save for the future.
In addition to setting aside pre-tax income to pay current and future medical expenses, an HSA could play an important role in your long-term retirement strategy.
Explore the benefits of individual life insurance versus work-based coverage, and compare term and permanent policies.
Before saying “I do,” newly-engaged couples may want to discuss these five key financial topics.
See potentially expensive services Original Medicare doesn’t cover and how Medicare Advantage, Medigap or private insurance might help.
As small businesses struggle to recruit and retain employees in a tight job market, these tips may help owners meet staffing needs.
An inverted yield curve can be an economic indicator along with other factors that contribute to an uncertain outlook for future growth.
As new car prices skyrocket, these three trends could make 2019 a good year to buy a three-year-old vehicle.
Do you know your personal tolerance for market risk? Here are three key questions that may help you find out.
Discover how the step-up in basis provision may help reduce capital gains taxes and preserve the value of assets left to heirs.
As policyholders age, life insurance could help supplement retirement income, support a surviving spouse, and/or leave a legacy.
An employee stock ownership plan may be a tax-friendly way for retiring small-business owners to pass the reins to employees.
Tips to help balance the competing demands of saving for retirement and providing financial support to adult children and aging parents.
Explore the basics of equity real estate investment trusts (REITs) including their potential benefits and risks.
Concerned about the costs of long-term care? Discover two strategies that combine life insurance coverage with LTC benefits.
Worried your retirement might outlast your savings? A qualified longevity annuity contract could provide an income stream later in life.
Balancing stocks and bonds can be a central part of building an investment portfolio. Find out how balanced funds follow a similar strategy.
Tax rates, interest rates, and inflation can all cut into the value of investment dollars. This article looks at real return on investments.
Discover how indexed annuities work, including the risks and potential benefits of purchasing an indexed annuity contract.
A job loss after age 50 can carry serious consequences. These tips may help you prepare professionally and financially for a late-career challenge.
The financial ratios that help measure an organization’s performance may also be used by potential lenders and investors. Learn more.
Can a Roth IRA double as a college savings tool? Find out how a Roth IRA compares with state-based 529 college savings plans.
Many U.S. states offer a way to avoid probate when leaving the family home to your heirs. Learn more about transfer-on-death deeds.
Do you know which factors influence bond yields and why the gap between short- and long-term yields is often viewed as an economic indicator?
Monetizing a closely held business can be a difficult process, so owners may want to plan an exit strategy before they really need one.
Explore three major categories of bonds, plus ideas for navigating the bond market amid climbing interest rates.
Find out how individual impact bonds may allow investors to preserve principal and generate income while supporting activities that are important to them.
Covered by Medicare? Discover how observation status can impact your out-of-pocket costs and eligibility for post-hospital skilled nursing facility coverage.
Financial scams aimed at businesses are on the rise. See which potentially costly schemes owners and employees need to look out for.