Source: Employee Benefit Research Institute, 2018
Will you outlive your retirement income? Are your financial expectations for the coming year realistic?
Our financial newsletters are designed to provide helpful information on a wide variety of financial topics. Simply click on one of the newsletter topics below to read the article in its entirety.
An inverted yield curve can be an economic indicator along with other factors that contribute to an uncertain outlook for future growth.
As new car prices skyrocket, these three trends could make 2019 a good year to buy a three-year-old vehicle.
Do you know your personal tolerance for market risk? Here are three key questions that may help you find out.
Discover how the step-up in basis provision may help reduce capital gains taxes and preserve the value of assets left to heirs.
As policyholders age, life insurance could help supplement retirement income, support a surviving spouse, and/or leave a legacy.
An employee stock ownership plan may be a tax-friendly way for retiring small-business owners to pass the reins to employees.
Explore the relationship between fuel prices and economic growth, factors that influence prices, and how U.S. production altered the global oil market.
Tips to help balance the competing demands of saving for retirement and providing financial support to adult children and aging parents.
Explore the basics of equity real estate investment trusts (REITs) including their potential benefits and risks.
Concerned about the costs of long-term care? Discover two strategies that combine life insurance coverage with LTC benefits.
Worried your retirement might outlast your savings? A qualified longevity annuity contract could provide an income stream later in life.
This article compares the current economic expansion with prior business cycles and examines developments that could affect future growth.
Balancing stocks and bonds can be a central part of building an investment portfolio. Find out how balanced funds follow a similar strategy.
Tax rates, interest rates, and inflation can all cut into the value of investment dollars. This article looks at real return on investments.
Discover how indexed annuities work, including the risks and potential benefits of purchasing an indexed annuity contract.
A job loss after age 50 can carry serious consequences. These tips may help you prepare professionally and financially for a late-career challenge.
The financial ratios that help measure an organization’s performance may also be used by potential lenders and investors. Learn more.
A look at the issues behind the trade war with China, as well as who will carry the costs of the tariffs and the potential effect on the U.S. economy.
Can a Roth IRA double as a college savings tool? Find out how a Roth IRA compares with state-based 529 college savings plans.
Many U.S. states offer a way to avoid probate when leaving the family home to your heirs. Learn more about transfer-on-death deeds.
Do you know which factors influence bond yields and why the gap between short- and long-term yields is often viewed as an economic indicator?
Monetizing a closely held business can be a difficult process, so owners may want to plan an exit strategy before they really need one.
Surprised by the final numbers on your 2018 tax return? Here are some tips for adjusting withholding to help avoid surprises next tax season.
Explore three major categories of bonds, plus ideas for navigating the bond market amid climbing interest rates.
Find out how individual impact bonds may allow investors to preserve principal and generate income while supporting activities that are important to them.
Covered by Medicare? Discover how observation status can impact your out-of-pocket costs and eligibility for post-hospital skilled nursing facility coverage.
Financial scams aimed at businesses are on the rise. See which potentially costly schemes owners and employees need to look out for.
The Fed signaled a pause in raising interest rates. How markets reacted and what the change says about the direction of the U.S. economy.
Explore three types of powers of attorney and find out how a living will can supplement a durable POA for health care.
Dining out is on the decline. Discover why Americans prepared about 82% of their meals and snacks at home in 2018.
Find out whether a testamentary trust, living trust, or special-purpose trust can benefit your family.
Considering investing in preferred stocks? This overview examines the risks and potential benefits.
Explore an overview of rules and tax consequences for 401(k) plan hardship distributions and other early withdrawals.
See the indicators economists rely on to understand the past, present, and potential future direction of the economy.
This article features a worksheet and relevant information to help estimate retirement expenses and income.
Find out how and why mergers and acquisitions take place (and why they matter to investors).
A business plan can be an important step toward success. Here are some key components to consider.
Explore ABLE account requirements and potential benefits, including new saving opportunities under the 2017 tax law.
The New Year might be a good time to review and update beneficiaries on estate documents, insurance policies, and financial accounts.
Review the potential benefits of an individual disability income policy vs. a group policy, as well as common riders.
Businesses and governments are exploring blockchain applications as they seek to improve transparency, increase productivity, and reduce costs.
Small-business owners should watch for trade policy changes that could impact their products, supply chains, or competitors.
Some college grads pay off student loans at the expense of saving for the future. See steps that may help them do both.
Some stocks and stock funds may help reduce the volatility in a portfolio.
Millions of Americans own mutual funds. This overview can help you review the mix of funds you own.
A 1035 exchange may allow a permanent life policy to be traded for a more suitable insurance product.
An overview of the potential benefits, limitations, and rules of Roth 401(k) accounts.
Community property laws that apply in nine states and “equitable distribution” laws that apply in other states.
Helping a grandchild obtain a college degree could be life-changing for the student. Still, it’s important to consider how a gift could affect student aid and taxes.
A flat 21% tax rate may seem like a good reason for a pass-through entity to convert to a C corporation, but there are other factors to consider.